• Lease to Own Option Program – Our Lease to Own program allows you to lease and occupy a home while building equity towards the sale price. The sale price is set the day you sign the “Lease Option” agreement. This way you enjoy the pricing and value of ownership today even though you are making the final purchase of the home at a later date. Plus, any work you do to the home will not be wasted when the lease is over and you have purchased the home. All the normal rules concerning credit, debt ratio and proof of income are thrown out the window. We can be very creative with the financing and structure it to fit your needs. A down payment is required to make this possible.
• Owner Financing – We can assist in helping to work out special financing arrangements to suit your needs. Many times it is possible to arrange owner financing for all or part of the purchase price regardless of your credit, debt ratio, income verification, and other factors that may have prevented you from obtaining bank financing. This option will require a down payment to make it possible.
• Down Payments – On lease to own or rent to own properties, in short, the more you have to work with the easier it will be to get into your new home quickly.
• Work for Equity Program - You may also like to do some repairs yourself in exchange for a reduced price.
• Wholesale Deals - Similar to the Work for Equity Program but for investors and/or cash buyers.

Remember, regardless of what kept you from buying a home in the past, don’t let it stop you now! You are talking to the owner directly. We are free to work it out between ourselves without banks dictating the rules. If you are ready, give us a call at (901) 654-8993.

We are not bankers or loan brokers who get paid to find you a loan. We are actually the owner of some lovely homes that are available for purchase in various ways including lease to own.

If we have a home you like and you have something we can work with, you can be in a home in less than 30 days. If you have very bad credit and no money – unfortunately we probably can’t help you. On the other hand, if you have some money but have lost your credit, we can probably help you with a lease to own home now.